Flexible Spending Account, the College's Section 125 Flex Plan
The Flexible Spending Accounts (FSA) provide a way for you to take advantage of the special tax benefits made available by current governmental regulations for qualifying health care or dependent care expenses.
Voya Financial currently administers the FSA accounts. To log on to your Voya account, please click the following link and follow the instructions below: VOYA FSA LOGIN
Create Account (New Users)
First time portal users have the ability to create your own account by clicking "Register Now." Then follow the prompts to complete your account setup.
Existing Users
Returning users may login to your account using existing usernames and passwords. If you have forgotten your username or password, please click on the “Forgotten username?” or “Forgotten password?” links on the login page. Once you complete the user identification process you will be sent your username or temporary password to login.
Healthcare Accounts
Healthcare spending accounts are established to reimburse you for eligible, out-of-pocket healthcare expenses for you and your covered dependents. These accounts are funded through scheduled payroll deductions and last for the duration of one plan year. Holy Cross designates the plan year as Jan. 1 through Dec. 31. Please note you cannot elect a Healthcare FSA if you elect a High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) account.
- IRS Pub 502 Medical & Dental expenses (PDF)
- FSA Brochure
- FSA FAQs
- Claim Form
- How to File a Claim Guide 2024
- FSA Claim Substantiation Guide 2024
Dependent Care Accounts
Dependent care spending accounts are established to reimburse you for eligible, dependent care expenses. Eligible expenses include dependent care expenses for children under age 13, a disabled spouse, and/or a disabled relative or household member who depends on you for at least half of his or her support. Please see the IRS Publication 503 (link below) for a complete listing of eligible expenses. These expenses must be necessary so that you, and, if you are married, your spouse can work. These accounts are also funded through scheduled payroll deductions and last for the duration of the plan year, as stated above. The IRS will allow you to contribute a maximum of $5,000 to your dependent care spending account (the IRS limits your contribution to $2,500 if you are married and filing separately).
Limited Purpose Accounts
You can elect a Limited Purpose FSA (LPFSA) if you choose to participate in a High Deductible Health Plan (HDHP) to help you with eligible dental and vision expenses for you and your covered dependents. This is the only FSA that you can elect for health-related expenses if you also have a Health Savings Account (HSA).
Contact VOYA
If you require any assistance with your FSA, please do not hesitate to contact the VOYA dedicated support team at HASinfo@voya.com or 833-232-4673.
Access the New Mobile App
For added convenience, VOYA offers a new mobile app for administering your FSA. You can find this app in the Apple Store or Google Play Store. Apple Store or Google Play